Personal Savings Accounts

United Fidelity Bank has a savings plan for all types of savers. Access your money easily with one of our savings account options. You may write checks for larger infrequent purchases with a money market deposit account.

Due to federal regulations, savings accounts have a limit of 6 withdrawals per statement cycle. Withdrawals include transfers from a savings account to another account or to third parties by pre-authorized, automatic or computer transfer. Withdrawals in person or at an ATM are unlimited.

Statement Savings Personal

A $100 minimum balance is required to open this account.

  • Earns interest
  • Access to ATMs if tied to a United Fidelity Bank Checking Account

If the account balance falls below $100, a $2 monthly service fee will be assessed.

Young Savers

A Young Savers Account is a wonderful tool to teach a child the value of money. Only $5 is needed to open an account. Money can be added or withdrawn at any time.

  • Earns interest
  • No monthly service fee

The Young Savers Account is for youths age 18 and under.

Advantage Savers

The Advantage Savers Account is for customers 50 years of age and over who want a safe, secure way to save and have complete access to their money. A $100 minimum balance is required to open this account. There are no restrictions on deposits or withdrawals made in person at any United Fidelity Bank location.

  • Earns interest
  • No monthly service fee
  • Access to ATMs if tied to a United Fidelity Bank Checking Account

If the account balance falls below $100, the savings account will continue to earn interest.

Personal Money Market

The Personal Money Market is a savings account with check-writing privileges.

  • Open an account with $2,500
  • Earns a competitive interest rate with a $2,500 minimum balance
  • Unlimited transactions at any United Fidelity Bank banking center
  • May make up to six outside transactions each month

If the account balance falls below $2,500, a $10 monthly service fee will be assessed.

InvestmentONE Deposit Account

InvestmentONE is a higher interest savings account for larger balances, and offers the unique feature of check writing privileges. The customer has total access to their account and there are no restrictions on transactions at United Fidelity Bank locations.

  • Open an account with $15,000
  • Earns a competitive interest rate with a $25,000 minimum balance
  • Unlimited transactions at any United Fidelity Bank banking center
  • May make up to six outside transactions each month

If the account balance falls below $15,000, a $20 monthly service fee will be assessed. For customers age 50 and over, FREE checks will be provided.

Investment FlexPlus Savings

Investment FlexPlus Savings is the perfect solution for our customers who desire a higher interest rate account without the restrictions associated with traditional Certificates of Deposit.

  • A $25,000 minimum balance is required to open. If the balance falls below $25,000, the interest rate will change to the current savings rate.
  • Earns an increased interest rate
  • One FREE withdrawal per month. Additional withdrawals will incur a fee of $50 per withdrawal.

A United Fidelity Bank Checking Account is required to open a FlexPlus Savings Account.

New Day Savings

This is the ideal savings account option for those who have been prevented from opening a savings account or have had a savings account closed due to special circumstances or past financial challenges. The perfect opportunity to begin a New Day of savings for the future!

  • Open an account with $25
  • Earns interest
  • No minimum balance required

Low monthly service fee of $8 ends upon request after 12 consecutive months.

Holiday Club

Holiday Club accounts are great for those customers who want to save ahead for holiday expenses. Funds will be transferred for the account balance in October.

  • Open an account with $5
  • Earns a competitive interest rate
  • Deposits may be made at any time

There is a $5 processing charge each time funds are withdrawn or transferred prior to maturity.

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.