Personal Checking Accounts

All United Fidelity Bank checking customers receive unlimited check writing. Be sure to apply for a debit card and ask about our overdraft protection.

Bring us your unused checks from your old financial institution and we will put $10.00 into your United Fidelity Bank account.

For helpful hints on avoiding check scams click here.

No Fee Checking

This FREE account requires no minimum balance and offers outstanding features.

  • Open an account with $25
  • No monthly service fee
  • Account does not earn interest
  • First order of United Fidelity Bank Specialty Checks are FREE

Personal Checking

This is our basic checking account that offers these outstanding features:

  • Open an account with $200
  • Account does not earn interest

The $5 monthly service fee will be waived if the daily balance remains above $200.

Advantage Checking

Our Advantage Checking Account offers customers 50 years of age and over the convenience of:

  • Open an account with $25
  • No monthly service fee
  • No minimum balance required
  • Earns interest with a $200 minimum balance
  • All United Fidelity Bank Specialty Checks are FREE

NOW Account

The NOW Account earns interest with a $1,500 minimum balance and offers these features:

  • Open an account with $1,500
  • Earns interest with $1,500 minimum balance

If the account balance falls below $1,500, a $7.50 monthly service fee will be assessed.

New Day Checking

The perfect “second chance” for those who have been denied a checking account or have had a checking account closed due to special circumstances or past financial challenges. This personal checking account is an affordable alternative to the high fees of check cashing services and money orders. It provides the security of direct deposit.

  • Open an account with $25
  • No minimum balance required
  • Low monthly service fee of $8 ends upon request after 12 consecutive months’ activity without an instance of insufficient funds
  • Visa® Debit card (available upon request) after six consecutive months’ activity without an instance of insufficient funds

All Checking Accounts include:

  • Debit and ATM Cards that can be used anywhere Visa® is accepted
  • Unlimited check-writing
  • Itemized monthly statements
  • Free Online Banking with Bill Pay
  • Monitor your United Fidelity Bank accounts with Alert Anytime
  • Mobile App for Smartphones and Tablets

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.