Business Checking Accounts

As your business partner, United Fidelity Bank can help you meet the challenges of managing your business in today’s competitive environment. We offer a variety of commercial banking services, plus the convenience and personal attention that only a community bank can provide.

Small Business
Intro Checking

This account gives the small business owner the benefit of a six-month “analysis period.”

  • No monthly service fee
  • No minimum balance required
  • The first 750 items are processed FREE each month*

At the end of the six-month period, our experienced business banking advisors will assist you in developing the most effective long-term financial services program for your company.

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check within a deposit. Monthly transaction volumes in excess of 750 individual items processed will be charged at $.50 per item.

Small Business
Checking

Our Small Business Checking offers competitive pricing and convenient features.

  • No monthly service fee
  • No minimum balance required
  • The first 150 items are processed FREE each month*

*Monthly transaction volumes in excess of 150 individual items processed will be charged at $.50 per item.

Business Relationship
Checking

Our Business Relationship Checking offers you and your company access to our full line of professional banking services and benefits.

  • No monthly service fee when a $5,000 minimum balance is maintained OR your business retains a minimum of $100,000 in loans outstanding*
  • The first 300 items are processed FREE each month**

*Monthly service fee of $20 if the balance falls below $5,000 or your relationship does not fulfill the loan requirements.

**Monthly transaction volumes in excess of 300 individual items will be charged at $.25 per item.

Business Performance
Checking

For your growing business, our Business Performance Checking offers these featured benefits:

  • No monthly service fee when a $15,000 minimum balance is maintained OR your business retains a minimum of $100,000 in loans outstanding*
  • The first 1,000 items are processed FREE each month**

*Monthly service fee of $25 if the balance falls below $15,000 or your relationship does not fulfill the loan requirements.

**Monthly transaction volumes in excess of 1,000 individual items will be charged at $.50 per item.

Business Analysis
Checking

Our Business Analysis Checking offers the business owner a competitive checking account.

  • No minimum balance required
  • Monthly service fees are based on transaction volume and are calculated through account analysis. Balances receive an earnings credit based on a competitive market rate, which reduces or offsets service charges.*

*Monthly service fee of $6; a per debit/check fee and per credit/deposit fee of $.15; item deposit fee of $.05 and an earning credit reserve of 10%; no FDIC charges.

Business Plus
Checking

Business Plus Checking offers the business owner a competitive interest rate with a $5,000 minimum balance.

  • Earns interest
  • No monthly service fee when a $5,000 minimum balance is maintained*
  • The first 150 items are processed FREE each month**

*Monthly service fee of $20 if the balance falls below $5,000.

**Monthly transaction volumes in excess of 150 individual items will be charged at $.25 per item.

Statement Savings
Business

A $100 minimum balance is required to open this account.

  • Earns interest
  • Access to ATMs if tied to a United Fidelity Bank Checking Account

If the account balance falls below $100, a $2 monthly service fee will be assessed.

Business Money
Market

Our Business Money Market Account is designed exclusively for the business owner and features a competitive interest rate.

  • Open an account with $2,500
  • Earns interest with a $2,500 minimum balance
  • Unlimited transactions at any United Fidelity Bank banking center
  • May make six outside transactions each month

If the account balance falls below $2,500, a $10 monthly service fee will be assessed.

BusinessONE

Our BusinessONE Account is a money market account designed exclusively for the business owner. It features a competitive interest rate with a $25,000 minimum balance and full liquidity.

  • High interest rate earned without sacrificing liquidity
  • Convenient check-writing privileges. May write six checks each month.*

*A service fee of $25 will be deducted from this account if the balance falls below $25,000 during the cycle month. If the account falls below $25,000 but is $2,500 or greater, the account will continue to earn interest. Balances falling below $2,500 will not earn interest for the cycle month.

Disclaimer: Products may vary by region.