Personal Savings Accounts

United Fidelity Bank has a savings plan for all types of savers. Access your money easily with one of our savings account options. You may write checks for larger infrequent purchases with a money market deposit account.

Due to federal regulations, savings accounts have a limit of 6 withdrawals per statement cycle. Withdrawals include transfers from a savings account to another account or to third parties by pre-authorized, automatic or computer transfer. Withdrawals in person or at an ATM are unlimited.

Young Savers

A Young Savers Account is a wonderful tool to teach a child the value of money. Money can be added or withdrawn by the custodian at any time.

  • Open an account with $5
  • No monthly service fee
  • Earns interest
  • One custodian per account
  • The Young Savers Account is for youth age 18 and under

Statement Savings

A traditional savings account that earns a competitive interest rate. The account is accessed by using personalized deposit and withdrawal slips. Statements are sent quarterly, however, accounts with Electronic Funds Transfers including ATM activity will be sent monthly.

  • Open an account with $100
  • $100 minimum balance required
  • A monthly service fee of $2 will be assessed if the account balance falls below the $100 minimum balance
  • Earns interest
  • 24-hour ATM access if tied to a checking account
  • Account can be utilized for overdraft protection

Advantage Savers

The Advantage Savers Account is for customers age 50 and over who want a safe, secure way to save and have complete access to their money.

  • Open an account with $100
  • $100 minimum balance required
  • No monthly service fee
  • Earns interest
  • 24-hour ATM access if tied to a checking account
  • Account can be utilized for overdraft protection

Money Market Deposit Account

MMDA is a savings account with the unique feature of check writing privileges. The customer has total access to their money. There are no restrictions on deposits or in-house withdrawals. This account offers a tiered interest rate on balances above $1,000.

  • $1,000 minimum balance required
  • A monthly service fee of $5 will be accessed if the account balance falls below the $1,000 minimum balance
  • Tiered interest rates available
  • Unlimited transactions at any United Fidelity Bank banking center
  • Limited check writing privileges available
  • 24-hour ATM access if tied to a checking account
  • Account can be utilized for overdraft protection

Personalized checks are available, but not required, for this account. Free checks for customers age 50 and older.

InvestmentONE Deposit Account

InvestmentONE is a higher interest savings account for larger balances, and offers the unique feature of check writing privileges. The customer has total access to their account and there are no restrictions on deposits or in-house withdrawals. This account offers a tiered interest rate on balances above $15,000, $40,000 or more.

  • $15,000 minimum balance required
  • A monthly service fee of $20 will be accessed if the account balance falls below the $15,000 minimum balance
  • Tiered interest rates available
  • FREE United Fidelity Bank specialty checks for customers age 50 and older
  • Unlimited transactions at any United Fidelity Bank banking center
  • Limited check writing privileges available
  • 24-hour ATM access if tied to a checking account
  • Account can be utilized for overdraft protection
  • FREE cashier’s checks

Personalized checks are available, but not required, for this account.

Investment FlexPlus Savings

Investment FlexPlus Savings is the perfect solution for our customers who desire a higher interest rate account without the restrictions associated with traditional Certificates of Deposit.

  • Open an account with $25,000
  • $25,000 minimum balance required
  • $50 fee per withdrawal
  • Earns interest
  • United Fidelity Bank checking account required to open
  • One FREE withdrawal per month

If the account balance falls below $25,000 then the premium interest rate will be reduced to the Statement Savings rate.

Holiday Club

Holiday Club accounts are offered for those customers who want to save for holiday expenses or for any personal need. A Holiday Club can be used as a special savings account for any special dream you may have.

  • Open an account with $5
  • There is a $5 processing charge each time funds are withdrawn or transferred prior to maturity
  • Direct deposit of funds is available prior to the holiday season
  • Interest is credited to your account at maturity

Deposits can be made for any amount and as often as you wish.

New Day Savings

This is the ideal savings account option for those who have been prevented from opening a savings account or have had a savings account closed due to special circumstances or past financial challenges. The perfect opportunity to begin a New Day of savings for the future!

  • Open an account with $25
  • No minimum balance required
  • Monthly service fee of $8 ends upon request after 12 consecutive months
  • Earns interest

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.