Personal Checking Accounts

All United Fidelity Bank checking customers receive unlimited check writing. Be sure to apply for a debit card and ask about our overdraft protection.

Bring us your unused checks from your old financial institution and we will put $10.00 into your United Fidelity Bank account.

For helpful hints on avoiding check scams click here.

No Fee Checking

This non-interest bearing checking account requires NO minimum balance and offers outstanding features.

  • Open an account with $25
  • No minimum balance required
  • No monthly service fee
  • Mastercard® debit card available
  • FREE first order of United Fidelity Bank specialty checks
  • Unlimited check writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

Checking Plus

Our Checking Plus Account offers you all the great features of our regular checking account plus you earn interest.

  • $200 minimum balance required
  • A monthly service fee of $6 will be assessed if the account balance falls below the $200 minimum balance
  • Earns interest on balances above $200
  • Mastercard® debit card available
  • FREE first order of United Fidelity Bank specialty checks
  • Unlimited check writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

Advantage Checking

Our Advantage Checking Account offers customers age 50 and over these great features.

  • Open an account with $25
  • No minimum balance required
  • No monthly service fee
  • Earns interest on balances above $200
  • FREE United Fidelity Bank specialty checks
  • Mastercard® debit card available
  • Unlimited check writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

The ONE Account

The ONE Account offers you the accessibility of a checking account with the benefits of a tiered interest rate.

  • $5,000 minimum balance required
  • A monthly service fee of $20 will be assessed if the account balance falls below the $5,000 minimum balance
  • Tiered interest rates available
  • Mastercard® debit card available
  • FREE first order of United Fidelity Bank specialty checks
  • Unlimited check writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access
  • FREE Money Orders
  • FREE Cashiers’ Checks

New Day Checking

The perfect “second chance” for those who have been denied a checking account or have had a checking account closed due to special circumstances or past financial challenges. This personal checking account is an affordable alternative to the high fees of check cashing services and money orders. It provides the security of direct deposit.

  • Open an account with $25
  • No minimum balance required
  • A monthly service fee of $8 ends upon request after 12 consecutive months’ activity without an instance of insufficient funds
  • Mastercard® debit card available after six consecutive months’ activity without an instance of insufficient funds
  • Unlimited check writing
  • Itemized monthly statements
  • Direct Deposit available
  • 24-hour ATM access

Disclosures will be provided at account opening.

Disclaimer: Products may vary by region.