Personal Savings Accounts

United Fidelity Bank has a savings plan for all types of savers. Access your money easily with one of our savings account options. You may write checks for larger infrequent purchases with a money market deposit account.

Due to federal regulations, savings accounts have a limit of 6 withdrawals per statement cycle. Withdrawals include transfers from a savings account to another account or to third parties by pre-authorized, automatic or computer transfer. Withdrawals in person or at an ATM are unlimited.

Young Savers

A Young Savers Account is a wonderful tool to teach a child the value of money. Money can be added or withdrawn by the custodian at any time.

  • Open an account with $5
  • No monthly service fee
  • Earns interest
  • One custodian per account
  • The Young Savers Account is for youth age 18 and under.

Regular Statement Savings

A daily interest savings account, which can be linked to the automatic teller if tied to a checking account for after hours banking.

  • $250 minimum balance required
  • A monthly service fee of $6 will be assessed if the account balance falls below the $250 minimum balance
  • Earns interest
  • $5 fee per withdrawal over 12
  • 24-hour ATM access if tied to a checking account
  • Account can be utilized for overdraft protection

Personal Money Market

The Personal Money Market Account is a savings account with the unique feature of check writing privileges. This account offers a tiered interest rate on balances above $2,500.

  • $2,500 minimum balance required
  • A monthly service fee of $16.50 will be assessed if the account balance falls below the $2,500 minimum balance
  • Tiered interest rate on balances above $2,500
  • Personalized checks are available
  • Unlimited transactions at all United Fidelity Bank banking centers
  • Limit of 6 checks per month
  • $12 fee per check over 6
  • 24-hour ATM access if tied to a checking account
  • Account can be utilized for overdraft protection

Premium Money Market Deposit Account

The Premium Money Market Deposit Account earns a higher interest rate for larger balances and offers the unique feature of check writing privileges.

  • $50,000 minimum balance required
  • A monthly fee of $25 will be assessed if the account balance falls below the $50,000 minimum balance
  • Earns interest
  • Personalized checks are available
  • Unlimited transactions at all United Fidelity Bank banking centers
  • 24-hour ATM access if tied to a checking account
  • Account can be utilized for overdraft protection
  • FREE individual cashiers checks

Senior Savings

The Senior Savings Account is for customers age 55 and over who want a safe, secure way to save and have complete access to their money.

  • $100 minimum balance required
  • No monthly service fee
  • Earns interest
  • 24-hour ATM access if tied to a checking account
  • Account can be utilized for overdraft protection

Holiday Club

Christmas Club accounts are offered for those customers who want to save ahead for holiday expenses.

  • Open an account with $10
  • Earns interest
  • Direct deposit of funds available