Business Checking Accounts

As your business partner, United Fidelity Bank can help you meet the challenges of managing your business in today’s competitive environment. We offer a variety of commercial banking services, plus the convenience and personal attention that only a community bank can provide.

Small Business
Intro Checking

Our Small Business Intro Checking offers the business owner the benefit of a six-month “analysis period” during which your company’s future commercial checking accounts needs can be identified.

  • No minimum balance required
  • No monthly service fee
  • The first 750 items are processed FREE each month*
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

At the end of the six-month period, our experienced business banking advisors will assist you in developing the most effective long-term financial services program for your company.

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check within a deposit. Monthly transaction volumes in excess of 750 individual items processed will be charged at $.50 per item.

Small Business
Checking

Our Small Business Checking offers competitive pricing and convenient itemized monthly statements. Other features include:

  • Open an account with $500
  • No minimum balance required
  • Monthly service fee of $12.50
  • $0.75 fee per deposit
  • $0.20 fee per debit
  • $0.40 fee per ACH
  • The first 150 items are processed FREE each month*
  • Merchant processing available, giving you the opportunity to increase sales by accepting credit cards for customer payments

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check within a deposit. Monthly transaction volumes in excess of 150 individual items processed will be charged at $.50 per item.

Business
Checking

United Fidelity Bank’s Business Checking offers you and your company access to our full line of professional banking services and benefits.

  • Open an account with $500
  • No minimum balance required
  • A monthly service fee of $17.50 will be assessed unless the account balance remains above $5,000 OR the business retains a minimum of $100,000 in loans
  • $1.50 fee per deposit
  • $0.25 fee per debit
  • $0.40 fee per ACH
  • Itemized monthly statements
  • Ultimate Access online business banking
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

Commercial NOW
Account

The Commercial NOW Account is a checking account designed exclusively for the business owner. It features a competitive interest rate and offers full liquidity.

  • $1,500 minimum balance required
  • A monthly service fee of $17.50 will be assessed if the account balance falls below the $1,500 minimum balance
  • Earns interest
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

Disclaimer: Products may vary by region.