Business Checking Accounts

As your business partner, United Fidelity Bank can help you meet the challenges of managing your business in today’s competitive environment. We offer a variety of commercial banking services, plus the convenience and personal attention that only a community bank can provide.

Small Business
Intro Checking

Our Small Business Intro Checking offers the business owner the benefit of a six-month “analysis period” during which your company’s future commercial checking accounts needs can be identified.

  • No monthly service fee
  • No minimum balance required
  • The first 750 items are processed FREE each month*
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

At the end of the six-month period, our experienced business banking advisors will assist you in developing the most effective long-term financial services program for your company.

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check within a deposit. Monthly transaction volumes in excess of 750 individual items processed will be charged at $.50 per item.

Small Business
Checking

Our Small Business Checking offers competitive pricing and convenient itemized monthly statements. Other features include:

  • No monthly service fee
  • No minimum balance required
  • The first 150 items are processed FREE each month*
  • Merchant processing available, giving you the opportunity to increase sales by accepting credit cards for customer payments

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check within a deposit. Monthly transaction volumes in excess of 150 individual items processed will be charged at $.50 per item.

Business Relationship
Checking

Our Business Relationship Checking offers you and your company access to our full line of professional banking services and benefits.

  • $5,000 minimum balance required OR minimum of $100,000 in loans
  • A monthly service fee of $20 will be assessed unless the account balance remains above $5,000 OR the business retains a minimum of $100,000 in loans
  • The first 300 items are processed FREE each month*
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check written within a deposit. Monthly transaction volumes in excess of 300 individual items will be charged at $.25 per item.

Business Performance
Checking

Our Business Performance Checking offers the growing business owner these featured benefits.

  • $15,000 minimum balance required OR minimum of $100,000 in loans
  • A monthly service fee of $25 will be assessed unless the account balance remains above $15,000 OR the business retains a minimum of $100,000 in loans
  • The first 1,000 items are processed FREE each month*

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check written within a deposit. Monthly transaction volumes in excess of 1,000 individual items will be charged at $.50 per item.

Business Analysis
Checking

Our Business Analysis Checking offers the business owner a competitive checking account with easy to read itemized statements.

  • No minimum balance required
  • Monthly service fees are based on transaction volume, and are calculated through account analysis*
  • Balances receive an earnings credit based on a competitive market rate, which reduces or offsets service charges
  • Merchant processing is available, giving you the opportunity to increase sales by accepting credit cards for customer payments

*There is a monthly service fee of $6; a per debit/check fee and per credit/deposit fee of $.15; item deposit fee of $.05 and an earning credit reserve of 10%; no FDIC charges.

Business Plus
Checking

Our Business Plus Checking offers the business owner a competitive interest rate with all the benefits of our business banking services available.

  • $5,000 minimum balance required
  • A monthly service fee of $20 will be assessed if the account balance falls below the $5,000 minimum balance
  • Earns interest
  • The first 150 items are processed FREE each month*

*Items are defined as checks written on, or withdrawals made from the account; deposits made to the account; each check written within a deposit. Monthly transaction volumes in excess of 150 individual items will be charged at $.25 per item.

Disclaimer: Products may vary by region.