Evansville Careers

Mortgage Processor-Evansville, IN

Mortgage Processor – Evansville, IN

Department: Mortgage Loans

Job Status: Full Time

FLSA Status: Non-Exempt

Grade/Level:

Work Schedule: Monday- Friday 8:00am-5:00pm

Location: Evansville, IN

Reports To: Mortgage Processing Manager

Amount of Travel Required: As Needed

Positions Supervised: None

Position Summary

Responsible for obtaining, processing and reviewing all required loan documentation needed for loan approval which includes all applicable income, asset, property information, federal and state disclosures, etc. Successful candidate will facilitate ordering of all third party services including but not limited to appraisal, title, flood, etc. This is an associate level role that works under moderate guidance and has no formal leadership responsibility for a team at this time.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Responsible for processing all types of residential and consumer loan applications.
  • Responsible for preparing preliminary disclosures and closing documents on all loan applications.
  • Reviews all documentation necessary for loan approval for accuracy and completeness, and updates all data in the Loan Origination System when necessary.
  • Places third party vendor orders for appraisals, titles and other loan specific requirements pertaining to federal and state guidelines.
  • Assists in responding to questions from consumers throughout the loan process, facilitates scheduling of loan closing.
  • Follows-up on outstanding documentation needed for the file.
  • Submit completed loan package to lenders for approval.
  • Stays informed on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages.
  • Maintain positive working relationship with loan originators, realtors, builders and customers.
  • Performs additional responsibilities as needed.

Position Qualifications

Education: High School Diploma or equivalent

Experience:

  • 3-5 years’ experience in processing/closing residential mortgages
  •  Must be extremely organized, analytical and detail oriented

Computer Skills: Knowledge and experience using MS Word, Excel and Outlook

Evansville Careers

Documentation Specialist-Evansville, IN

Documentation Specialist – Evansville, IN

Department: Commercial Lending Department

Job Status: Full Time

FLSA Status: Non-Exempt

Grade/Level:

Work Schedule: Monday-Friday 8:00am-5:00pm

Location: Evansville, IN

Reports To: Manager Commercial Loan Administration

Amount of Travel Required: As Needed

Positions Supervised: None

Position Summary

Provides support to Commercial loan officers through a variety of clerical functions. Prepares and processes Commercial loan request documents, provides some support to Retail loan officers, and prepares reports for use in upper management.   This position has no lending authority required.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Prepares documents relating to new loans/renewals/modifications on Commercial loans and modifications on Retail loans
  • Conveys maintenance requests to the Loan Servicing department, including force-placed insurance
  • Quotes payoffs for Commercial Loans
  • Processes Adverse Action documentation
  • Prepares/mails financial request letters and processes financial documents upon receipt
  • Monitor the Commercial Funding GL Account
  • Processes line of credit advances and account transfers involving Commercial Loans
  • Pulls credit reports on Commercial loans as requested
  • Orders Appraisals for Commercial and Retail loans as requested
  • Orders Title Work and Flood Searches for Commercial loans as requested.
  • Files collateral liens with appropriate recording entity
  • Maintains the Approved Appraiser documentation and list
  • Ensures all required information is received before providing loan documentation
  • Prepares and provides Funding and Booking Packages to Loan Servicing
  • Processes Commercial Paid loans
  • Saves, scans, and indexes documents for closing packages and all other documentation on Commercial Loans to the imaging system
  • Maintains organization in the Commercial loan vault
  • Orders supplies for Retail and Commercial Loan Departments
  • Mails notices and statements for Commercial loans
  • Updates ticklers on core system
  • Prepares reports for Accounting and management
  • Fulfills all training programs required by Supervisor and/or Compliance Officer
  • Maintains confidentiality to ensure client privacy and protect both the customer and the bank
  • Assists customers and co-workers with problems, requests, and researches account problems concerning Commercial Loans
  • Answers telephone as needed and directs calls to the appropriate staff
  • Complies with various federal & state rules and regulations associated with Commercial Loans
  • Presents a neat and professional personal appearance

Position Qualifications

  • Knowledge of or ability to learn regulatory and compliance requirements for commercial lending
  • Knowledge of commercial loan documentation and funding
  • 2+ years of loan documentation experience
  • Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records.

Education: Associates Degree preferred

Experience: Two years related experience

Computer Skills: Microsoft Office

Evansville Careers

Full Time Teller-Evansville, IN

Full Time Teller – Evansville, IN

Department: Branch Task Force

Job Status: Full Time

FLSA Status: Non Exempt

Grade/Level:

Work Schedule: 32-40 hours per week; Saturday rotation is required

Location: Evansville, IN

Reports To: Office Manager

Amount of Travel Required: Travel to branches as needed

Positions Supervised: None

Position Summary

Provide service to bank customers by conducting appropriate transactions accurately and efficiently and meeting the needs of customers by referring them to appropriate departments in the bank.

Essential Functions

Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)

  • Answer customers’ questions, and explain available services
  • Receive checking and savings deposits: verify cash and endorsements, receive proper identification for cash back, and issue receipts of deposit
  • Examine checks deposited and determine proper funds availability based on regulation requirements and complete Hold Notices
  • Process savings withdrawals
  • Cash checks: verify endorsement, receive proper identification, and ensure validity.
  • Answer basic customer inquiries regarding interest rates, service charges, and account histories while complying with disclosure requirements, regulations and consumer privacy policies
  • Cross-sell bank products and services
  • Refer customers to the proper department for issues that cannot be resolved at the teller line
  • Count cash, coin and roll loose coins
  • Issue cashier’s checks, Travelers Checks (single & multiple signer), process cash advances, and deluxe gift cards.
  • Accept loan payments: verify payment amount and issue receipts
  • Buy and sell currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded
  • Ensure teller station is properly supplied
  • Balance drawer daily, including periodic batching of cashed checks

Position Qualifications

Education: High School Graduate or General Education Degree (GED)

Experience: One to two years related experience; previous cash handling experience required

Computer Skills: Basic Computer Skills

We Are Always Accepting Applications and Resumes

Thank you for your interest in a career with United Fidelity Bank. We are always accepting applications and resumes. Send yours below, or select an available position to apply to that opening.